Click here for a printable checklist!

Getting through the loan process is not hard, but it is pretty detailed. The following is a list of the requirements for obtaining your student loans.

  1. Complete your Loan Counseling - Please note that you'll need your FSA ID or your email and your password to sign in!
  2. Complete your Master Promissory Note (MPN) - Again, you will need your FSA ID or email and password to complete this step.
  3. Accept your student loans by going to Banner Web at and do the following:
    1. Select "Banner"
    2. Click on "Financial Aid Application Menu"
    3. Select "Review/Accept Federal Loan Offers"
    4. Click on "Student Services & Financial Aid"
    5. Select "Financial Aid"
    6. Select "My Award Information"
    7. Select "Award By Aid Year"
    8. Choose "Aid Year Aug 20xx to Jul 20xx"
    9. Click on "Accept Award Offer"
    10. Enter and Submit the Amount to Accept or Accept All Offers and Submit

NOTE: If you are accepting uneven term amounts (more than a $1 difference) OR one term only, then please visit and follow these instructions below:

  1. Click the “Requests” link in the top/right corner of the page.
  2. Click on the Federal Direct Loan Request form option.
  3. Briefly explain why you are wishing to complete this form.
  4. Fully complete the form that has been generated. Be sure to click the “SUBMIT” and “FINISH” buttons after completing and signing the form.