Insurance

Patient Financial Responsibilities (Participating Carriers-In Network) Patient is responsible for knowing what his/her insurance will and will not cover. The financial responsibility of a patient or the responsible party is determined by the health insurance coverage of the patient or responsible party. Once that has been determined, the remaining balance (co-payments, deductibles, and non-covered services will be billed to the responsible party).  

“Self-Pay” Accounts Patients are classified as Self Pay accounts in three situations: (1) patients who do not have any type of health insurance; (2) patients having health insurance coverage via a health insurance company that is non-participating with the Student Health Center; (3) patients having Out of Network accounts with certain plans that will not cover the services at the Student Health Center. Payment is expected when services are rendered.

Payment Agreement The patient or responsible party agrees to pay any portion of charges that are not paid by the patient or responsible party’s insurance company. Patient also acknowledges that they are responsible for the payment of all services rendered, if not paid by the insurance company.  

Out of Network Insurance Accounts Patient is responsible for knowing what his/her insurance will and will not cover. Patients having health insurance with a health insurance company with which the Valdosta State University Student Health Center does not participate, are classified as Out of Network (see website). The insurance company will be billed as a non-assigned claim. Payment may be made by the insurance company to the patient or responsible party. If the Out of Network insurance company does not cover all of the charges for the patient’s services, the patient will owe the remaining balance. 

Please bring your insurance card or a hard copy of your card (front and back) at each visit. We will not accept images of your insurance card on your phone.

There is a new option available to you through the online appointment scheduling system to upload a copy of your insurance card (front & back).

Unfortunately, we are unable to accept HMO plans at this time for any insurance company.

We cannot determine whether a specific insurance policy will cover charges incurred here at the health center. Patients will need to contact their insurance company and ask whether their plan will cover services at the health center and what services are included in that coverage.

Letter to students and parents regarding insurance

Listing of frequently asked questions regarding insurance. (updated on 8/10/12)

 

Listing of "In Network" Carriers Listing of "In Network" Carriers

APWU High Option Plan

TLC (THE LANGDALE COMPANY)

BLUE CROSS BLUE SHIELD OF GEORGIA (BCBSGA) - PPO/HMO OPEN ACCESS (GA STATE PLAN)

TRICARE PRIME
BC/BS & BC/BS FEDERAL PLAN TRICARE YOUNG STANDARD
CIGNA TRICARE YOUNG ADULT
GREAT WEST HEALTH INSURANCE UNITED HEALTHCARE STUDENT RESOURCES (PSI)
HUMANA UNITED HEALTHCARE STUDENT RESOURCES (SACM)
NALC HEALTH BENEFIT PLAN (High Option Plan, Consumer Driven Health Plan, Value Option Plan) UNITED HEALTHCARE (SHIP) Seeking care through an outside provider requires a referral & a copy of your Insurance Card. Effective August 2012
NovaNet
Listing of "Out of Network" Carriers Listing of "Out of Network" Carriers
AETNA GEHA
APWU CONSUMER DRIVEN PLAN UMR
CONVENTRY OF GA

UNITED HEALTHCARE                                            

Miscellaneous

Miscellaneous

CHAMPVA

Kaiser Permanente (Non HMO plans) if plan has out-of-network benefits. Otherwise, patient is self pay.

**We are not in network with KAISER** - Students with Kaiser Insurance will be expected to pay the self-pay rate for all services provided.

Student Health Insurance Plan (SHIP)