b'WAYS to GIVETo Give Do This SavingsDeduct gifts up to 50% of your adjusted CASH Give by check or othergross income in any one year. Carry over means of giving cash. any excess into as many as five tax years.Deduct the full current value of the stock Send an unendorsed stockand bypassing any capital gains tax, which certificate in one envelopemight be due on a sale.and a signed stock power SECURITIES form in another envelope.Deduct such gifts up to 30% of your The gift is complete on theadjusted gross income in any one year.postmarked date of the laterCarry over any excess into as many as five envelope. tax years. Securities must be long-term (held longer than a year) to qualify for favorable tax treatment.Deduct the current value of your cost in the PERSONALasset, depending upon how the asset will PROPERTY Deed or deliver property tobe used. Inquire for details.GIVEN FOR A the recipient.RELATED Note: A qualified appraisal is required if USE you are claiming a charitable deduction of $5,000 or more.Assign a charitableTake a deduction if you name a charitable LIFE beneficiary (or owner andowner and beneficiary. INSURANCE beneficiary) of an existing or new policy. Inquire for details.Include VSU in your will for a specific amount, aTake an estate tax deduction for full value percentage of your estate, BEQUEST or a remainder gift afterof your bequest to VSU.bequests to individuals have been paid.SPRING 2019 65'