Free Credit Reports

Georgia residents are entitled to 2 free reports per year by contacting the below three major credit bureaus. As of June 1, 2005, Georgia residents may obtain free reports of these agencies by visiting (URL must be typed into browser's address bar).

Your Credit Rights

The Fair Credit Reporting Act

Three Major Credit Bureaus:
To order your report, call: 800-685-1111 or write:
P.O. Box 740241, Atlanta, GA 30374-0241

To report fraud, call: 800-525-6285 and write:
P.O. Box 740241, Atlanta, GA 30374-0241
Hearing impaired call 1-800-255-0056  and ask the operator to call the Auto Disclosure Line at 1-800-685-1111 to request a copy of your report.

To order your report, call: 888-EXPERIAN (397-3742) or write:
P.O. Box 2002, Allen TX 75013

To report fraud, call: 888-EXPERIAN (397-3742) and write:
P.O. Box 9530, Allen TX 75013
TDD: 1-800-972-0322

Trans Union
To order your report, call: 800-888-4213 or write:
P.O. Box 1000, Chester, PA 19022

To report fraud, call: 800-680-7289 and write:
Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92634
TDD: 1-877-553-7803

Nationwide Specialty Credit Bureaus:

Possibilities exist for obtaining these specialty reports for free. This list is not all inclusive and is subject to verification.

Insurance History:

CLUE Auto History: 866-312-8076

CLUE Homeowners' History: 866-312-8076

Employment History:

Choicepoint Employment Reports: 866-312-8075

ISO's A-Plus Auto and Property Databases: 1-800-709-8842

Residential Tenant History:

Accufax: 800-256-8898

American Tenant Screen: 800-888-1287 Choicepoint Tenant History Reports: 877-448-5732

UD Registry: 818-785-3905

National Tenant Network: 800-228-0989 (Georgia) 770-517-3456

Tenant Data Services: 800-228-1837

Tenant Screening Services: 800-388-2335

Check Writing History:

CheckRite: (800) 766-2748

Chexsystems: (800) 428-9623 or (888) 478-6536

CheckCenter/CrossCheck: (800) 843-0760

Certigy/Equifax: (800) 437-5120

TeleCheck: (800) 366-2425 or (800) 835-2343

International Check Services: (800) 262-7771 or (877) 382-7226

Medical Records or Payments:

Medical Information Bureau: (866) 692-6901 TTY: (866) 346-3642 For Hearing Impaired