VECU...Serving the
Valdosta State University
Community Since 1972

Personal Loans

About Us
Welcome
Membership
Organization

Member Services
Online Banking
Share Accounts
Share Draft Accounts
Share Certificates
Check Cards
Mortgage Loans
Personal Loans
Consumer Loans
Convenience Services

Location
308 East Ann St.
Valdosta, GA 31601

Hours
Monday: 9:00-2:00
Tuesday: 10:00-2:00
Wednesday: 9:00-2:00
Thursday: 9:00-2:00
Friday: 9:00-2:00

Contact
229.333.5751
229.259.5027 (fax)
Email


This credit union is federally insured by the National Credit Union Administration.

 

A VECU Loan Officer can accept your loan application and discuss qualifications, guidelines, fees, and requirements with you.  VECU follows a risk-based lending policy approved by the Board of Directors.  All loans require a current and acceptable credit report(s) for the borrower(s), income and employment verification of the borrower(s), are subject to approval of the Credit Committee, and other documents which may be required to secure a loan.  The Credit Committee meets biweekly.

 

Unsecured Loans
Personal loans may be limited to 10% of members gross income up to $10,000.00. 

 

Share Secured Loans
Members may pledge their savings as security for a loan.  Such loans are made at a reduced interest rate.  Members often gain by borrowing against their savings rather than simply withdrawing their savings.

 

Repayment period

$0.00-$500.00 up to 18 months
$500.00-$10,000.00 up to 36 months

 

Valdosta Educators Credit Union is pleased to provide you with a two-page information sheet titled Understanding your Credit Report, prepared by Accel.

 

Information
Rate Board
Holiday Schedule
Annual Meeting
Privacy Policy
Fee Disclosure
Professional Membership