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A VECU Loan
Officer can accept your loan application and discuss qualifications,
guidelines, fees, and requirements with you. VECU follows a
risk-based lending policy approved by the Board of Directors.
All loans require a current and acceptable credit report(s) for the
borrower(s), income and employment verification of the borrower(s), are subject
to approval of the Credit Committee, and other documents which may be
required to secure a loan. The Credit Committee meets biweekly.
$175,000 maximum
on any mortgage with member paying for title opinion, appraisal,
recording fee, flood determination, Georgia mortgage broker fee,
intangible tax, inspection of property and termite bond at VECU's
discretion.
Home equity lines of
credit are now available. Inquire at the credit union.
VECU is currently accepting
mortgage loan applications online through
Credit Union Member Mortgage.
Valdosta Educators Credit Union is pleased to
provide you with a two-page information sheet titled
Understanding your Credit Report,
prepared by Accel.
Disclaimer: The above link is not under the control of Valdosta
Educators Credit Union, and Valdosta Educators Credit Union is not
responsible for the contents of any linked site, including without
limitation any link contained in a linked site, or any changes or
updates to a linked site. Valdosta Educators Credit Union is
not responsible for webcasting or any other form of transmission
received from any linked site nor is Valdosta Educators Credit Union
not responsible if the linked site is not working appropriated.
Valdosta Educators Credit Union is providing this link to you only
as a convenience, and the inclusion of any link does not imply
endorsement by Valdosta Educators Credit Union of the site or any
association with its operators. You are responsible for viewing and
abiding by the privacy statements and terms of use posted at the
linked site. Any dealings that you have with third parties
(including advertisers) using any linked sites, including the
delivery of and the payment for goods and services, and any other
terms, conditions, warranties, or representations associated with
such dealings are solely between you and the third party.
Valdosta Educators Credit Union shall not be responsible or liable
in any way for any part of such dealings. |
