VECU...Serving the
Valdosta State University
Community Since 1972

Fee Disclosure

About Us
Welcome
Membership
Organization

Member Services
Online Banking
Share Accounts
Share Draft Accounts
Share Certificates
Check Cards
Money Market Accounts
Mortgage Loans
Personal Loans
Consumer Loans
Convenience Services

Location
308 E. Ann Street Valdosta, GA 31601

Hours
Monday:  9-2
Tuesday:  10-2
Wednesday:  9-2
Thursday:  9-2
Friday:  9-4
Saturday:  9-12
(drive thru only)

Contact
229.333.5751
229.259.5027 (fax)
Email



This credit union is federally insured by the National Credit Union Administration.

 

The following fees are for Share Accounts, Share Draft Accounts, VISA® Check Cards, and miscellaneous services offered by VECU.  Please check with a loan officer regarding fees for mortgage and consumer loans.  This fee schedule is non-inclusive and is subject to change by approval from the Board of Directors.
 

Checks written to a third-party from a member's account $1.00 each
Check cashing for non-VECU members $3.00 each
Transfer from shares (made by CU employee) to cover overdraft $1.50
Draft printing (depends on style and quantity of drafts ordered) varies
Overdrafts paid $30.00 each
Non-sufficient funds drafts returned $30.00 each
Stop payments $35.00 each
Copies of drafts $3.00 each
Account activity printout $1.00 each
Deposited checks or other items returned unpaid $1.50
Wire Transfers $4.00, incoming
$10.00,
outgoing
Dormant Accounts* $15.00 
*Dormant accounts are defined as those inactive for a period of 12 months
Check card replacement* $10.00  
*Lost or member destroyed check cards will be charged this fee.  Check cards reported stolen, with a police report presented, can be replaced at no charge to the member
Check Card Adjustment Claim* $15.00 
*Dispute filed on member's behalf to the Credit Dispute Center.
Credit Report (necessary to open share draft account and for all loans) $5.00
ATM cash withdrawal service charge* actual cost charged by foreign bank + $1.75
*Using a foreign ATM
 

Information
Rate Board
Holiday Schedule
Annual Meeting
Privacy Policy
Fee Disclosure
Professional Membership