The following fees are for Share Accounts, Share Draft Accounts, VISA® Check Cards, and miscellaneous services offered by VECU. Please check with a loan officer regarding fees for mortgage and consumer loans. This fee schedule is non-inclusive and is subject to change by approval from the Board of Directors.

Checks written to a third-party from a member's account	$1.00 each
Check cashing for non-VECU members	$3.00 each
Transfer from shares (made by CU employee) to cover overdraft	$1.50
Draft printing (depends on style and quantity of drafts ordered)	varies
Overdrafts paid	$30.00 each
Non-sufficient funds drafts returned	$30.00 each
Stop payments	$35.00 each
Copies of drafts	$3.00 each
Account activity printout	$1.00 each
Deposited checks or other items returned unpaid	$1.50
Wire Transfers	$4.00, incoming $10.00, outgoing
Dormant Accounts*	$15.00 *Dormant accounts are defined as those inactive for a period of 12 months
Check card replacement*	$10.00 *Lost or member destroyed check cards will be charged this fee. Check cards reported stolen, with a police report presented, can be replaced at no charge to the member
Check Card Adjustment Claim*	$15.00 *Dispute filed on member's behalf to the Credit Dispute Center.
Credit Report (necessary to open share draft account and for all loans)	$5.00
ATM cash withdrawal service charge*	actual cost charged by foreign bank + $1.75 *Using a foreign ATM