Purpose

Provide an additional service to VECU members by allowing access to their share draft account funds through a VISAฎ check card anywhere the VISAฎ card is accepted and at many ATMs nationwide. 
 

Eligibility

Any member or association of members with an open share account and share draft account in good standing is eligible to receive a VECU VISAฎ check card. 
 

Application

A VISAฎ check card application is available at the VECU main branch. 
 

Fees

The initial check card is provided free of charge to members.  VECU will asses a monthly account service charge for check card usage of 0.00.  Any overdraft or related fees will be assessed using the VECU Share Draft Fee Disclosure.
 

Statements

Check card transactions will appear on the member’s monthly share draft account statement.  If the member requests a statement at another interval, a fee may be charged according to the VECU Fee Schedule. 
 

ATMs and Withdrawal of Cash

VECU does not maintain an ATM machine and therefore does not issue a strictly ATM card/non-check card.  Many merchants, at no additional charge, offer the cashback feature to customers.  A member using his check card at an ATM will be charged a service fee.