VECU...Serving the Valdosta State University Community Since 1972

About Us •Welcome •Membership •Organization Member Services •Online Banking •Share Accounts •Share Draft Accounts •Share Certificates •Check Cards •Mortgage Loans •Personal Loans •Consumer Loans •Convenience Services Location 308 East Ann St. Valdosta, GA 31601 Hours Monday: 9:00-2:00 Tuesday: 10:00-2:00 Wednesday: 9:00-2:00 Thursday: 9:00-2:00 Friday: 9:00-2:00 Contact 229.333.5751 229.259.5027 (fax) Email This credit union is federally insured by the National Credit Union Administration.

**Account verification letters were mailed 11/16/2009 to selected members.** **Special Holiday Loan** $500 at 13.5%.  Payments of $30.00 biweekly or $60.00 monthly.  Must have funds available within 10% of gross income.  New loan fee waived.  Standard credit approval applies.  See a loan officer for details. **Holiday Closing Dates** November 25-close at 12:00pm November 26 and 27-closed December 23-close at 12:00pm December 24 and 25-closed December 31-close at 12:00pm January 1-closed **New Automobile Loans** starting at 3.99% **Home Equity Line of Credit Loans** starting at 3.50% *************************************************************

Information •Rate Board •Holiday Schedule •Annual Meeting •Privacy Policy •Fee Disclosure •Professional Membership New Items CheckRight web-based account management education tool. NCUA increases your insured funds to $250,000 through Dec. 31, 2013. E-statement service. Enroll by logging into the Online Banking system, select Accounts, then Account Statement to provide your email address. An email will be sent to you when a current statement is available at which time you can log into the Online Banking system to retrieve your statement. VECU is providing members with Accel, a financial counseling program. Online Banking Repossessed Property for Sale. BudgetSmart is a new and exciting software program now available on our website; free to VECU members.