personal Finances
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Debt Elimination Techniques that Work
Introduction to Stock Options
Personal Finance
Real Estate Investing
Stocks, Bonds, and Investing: Oh, My!
Where Does all my Money Go?
Debt Elimination Techniques That Work
If you are like most people, you are drowning in a sea of debt and looking for someone to throw you a lifeline. Well, this course is that lifeline. You will not be pointed to debt consolidation in this course. It just does not make sense to use more debt to solve a debt problem. This course will teach you a specific and workable strategy that will get you out of all debt--including your mortgage--in the shortest possible time.
The strategy presented is not new, nor is it rocket science. It is a simple, easy-to-understand method that just flat out works. However, getting out of debt is only part of the answer. You will also be pointed down a new path concerning spending, saving and handling money that will keep you out of debt forever. It does little good to be rescued only to be thrown back into the same situation again.
If you want to stop the financial hemorrhaging, keep more of your hard-earned money, reduce stress, get more enjoyment out of life, and possibly even save your marriage, this is the course for you. Note: no insurance, investments, or get-rich-quick schemes will be offered.
Requirements: Internet access, e-mail, and the Internet Explorer or Netscape or Firefox Web browser.
Dates:Click here for schedule
Time: At your convenience at home or by appointment at the VSU Continuing Education Computer Lab
Location:Online
Fee:$85
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Introduction to Stock Options
Learn how to evaluate, buy, sell, and profit with investment tools that were once thought to be only for the pros. This course will teach you how to protect your portfolio and profit in a down market, an up market, or even a flat market. Learn to leverage your investment dollars for potential profits that surpass those possible with stocks.
Requirements: Internet access, E-mail, Netscape or Internet Explorer Web browser
Dates:Click here for schedule
Time: At your convenience at home or by appointment at the VSU Continuing Education Computer Lab
Location:Online
Fee:$85
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Personal Finance
Do you have clear financial goals? Do you know if you have enough money to buy a car or house, if you can afford to take a cut in pay in order to go back to school, if you will have enough money to retire?
Do you know how much tax you will be expected to pay this year and next, or what you might be able to do right now that will lower your tax long into the future? Do you have enough insurance? Have you developed a household budget and are you sticking to it?
Will your assets be passed to your chosen heirs when you die? Do you know how your creditors judge you and do you know how to change your credit report to reduce your expenses and increase your financial security?
Are you confident you can choose stocks and mutual funds wisely and do you know how to decide how much money you should allocate to these types of investments? Do you know how to keep good financial records and do you know which types of records you should keep and for how long?
If your answer to any of these questions is "No," you need this course. This course will prepare you for a lifetime of worthwhile personal financial planning. The tools you will learn are useful, realistic, and easy to work into your regular routine. They will help you gain control over the financial impact of the choices you make.
You'll learn to create and use a budget, borrow and invest wisely, make intelligent decisions about insurance, and plan for your financial future. You'll develop a retirement savings plan, and you'll be better prepared to make large purchases and plan for taxes. You'll learn the essentials of household bookkeeping, record-keeping requirements, and much, much more.
Requirements: Internet access, E-mail, Netscape or Internet Explorer Web browser
Dates:Click here for schedule
Time: At your convenience at home or by appointment at the VSU Continuing Education Computer Lab
Location:Online
Fee:$85
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Real Estate Investing
Stock Market got you down? Nothing saved for retirement? Want to invest in real estate but have no money and no idea where to start? This course will teach you the essentials of investing in real estate, including how to find and analyze great deals, where to go (and not go) for financing, and how to negotiate. We’ll cover in depth the ins and outs of lease options, foreclosures, quick flips, rehabs, mobile homes, and more--without any of the speedboat and palm tree hype of the late night infomercial gurus.
Real Estate Investing includes specially designed worksheets and hands-on activities to take the guesswork out of your investing efforts. By emphasizing systems and service, this course will have you doing more with less effort, while serving the needs of your buyers and sellers.
We’ll start by developing a plan for your own investing efforts based on your personality and investing objectives. We’ll cover the proven methods used every day by full-time, professional real estate investors. You’ll learn how to set up a home office, market your business with integrity, and build your team of real estate professionals (title officers, lawyers, accountants, mortgage brokers, appraisers, etc.). We’ll also explore the effects of higher interest rates and cover alternative strategies for a changing market. By the end of the course, you’ll be working on your first (or next) deal.
You’ll learn how to make money in any area, in good times and bad, even if you have little money. This course provides straight talk about real estate that will head you in the right direction from day one.
Requirements: Internet access, e-mail, the free Adobe Acrobat Reader, and the Internet Explorer or Netscape or Firefox Web browser.
Dates:Click here for schedule
Time: At your convenience at home or by appointment at the VSU Continuing Education Computer Lab
Location:Online
Fee:$85
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Stocks, Bonds, and Investing: Oh, My!
Are you worried that you might not have enough money to make it through retirement? Stop worrying and start planning! The earlier you begin planning for your future, the easier it will be for you to retire. No matter how inadequate you believe your current understanding of finance to be, this course will make you capable to manage your personal finances, make wise investment decisions, and prepare adequately for your future.
Requirements: Internet access, E-mail, Netscape or Internet Explorer Web browser.
Dates:Click here for schedule
Time: At your convenience at home or by appointment at the VSU Continuing Education Computer Lab
Location:Online
Fee:$85
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Where does All my Money Go?
Ever get frustrated that you never seem to get ahead? Are you and your family constantly arguing about money? Do you ever wonder where your money went last month? Do you have trouble saving money? Do you wish you had financial security? Want to work on paying down your debt but don't know where to find the money?
This course will teach you the very basics of how to get control of your finances rather than letting them control you. It is the help you need before learning about investing, debt elimination, retirement or college planning. There aren't many places that you can go to learn these principles, so take advantage of this opportunity to learn online.
Start to make conscious decisions about spending and saving. Find out where your money goes. Make your own informed choices about where you want it to go. Learn how to fund your dreams and how to save money for everything from emergencies to vacations. If you have ever felt lost about where to start working on your finances, this course is for you.
You can't afford not to take this course and change your habits. This course is an investment in your future and you will save the cost of the course many times over by applying what you learn.
Requirements: Internet access, E-mail, Netscape or Internet Explorer Web browser
Dates:Click here for schedule
Time: At your convenience at home or by appointment at the VSU Continuing Education Computer Lab
Location:Online
Fee:$85
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